Search

Michael D. Cranford

Examiner (ID: 9348, Phone: (571)270-3106 , Office: P/3694 )

Most Active Art Unit
3694
Art Unit(s)
3694, 3696, 3695, 3692
Total Applications
296
Issued Applications
63
Pending Applications
2
Abandoned Applications
229

Applications

Application numberTitle of the applicationFiling DateStatus
Array ( [id] => 7767585 [patent_doc_number] => 08117122 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2012-02-14 [patent_title] => 'Methods and systems for managing transaction card accounts' [patent_app_type] => utility [patent_app_number] => 11/758745 [patent_app_country] => US [patent_app_date] => 2007-06-06 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 3 [patent_figures_cnt] => 3 [patent_no_of_words] => 3116 [patent_no_of_claims] => 13 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 299 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] => patents/08/117/08117122.pdf [firstpage_image] =>[orig_patent_app_number] => 11758745 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/758745
Methods and systems for managing transaction card accounts Jun 5, 2007 Issued
Array ( [id] => 5012265 [patent_doc_number] => 20070282744 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-12-06 [patent_title] => 'SUPPLY CHAIN FINANCING AND CREDIT MEMO SYSTEMS AND METHODS' [patent_app_type] => utility [patent_app_number] => 11/756484 [patent_app_country] => US [patent_app_date] => 2007-05-31 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 58 [patent_figures_cnt] => 58 [patent_no_of_words] => 37807 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0282/20070282744.pdf [firstpage_image] =>[orig_patent_app_number] => 11756484 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/756484
SUPPLY CHAIN FINANCING AND CREDIT MEMO SYSTEMS AND METHODS May 30, 2007 Abandoned
Array ( [id] => 5012245 [patent_doc_number] => 20070282724 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-12-06 [patent_title] => 'ASSET BASED LENDING (ABL) SYSTEMS AND METHODS' [patent_app_type] => utility [patent_app_number] => 11/754215 [patent_app_country] => US [patent_app_date] => 2007-05-25 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 92 [patent_figures_cnt] => 92 [patent_no_of_words] => 34537 [patent_no_of_claims] => 17 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0282/20070282724.pdf [firstpage_image] =>[orig_patent_app_number] => 11754215 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/754215
ASSET BASED LENDING (ABL) SYSTEMS AND METHODS May 24, 2007 Abandoned
Array ( [id] => 4793581 [patent_doc_number] => 20080294555 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-11-27 [patent_title] => 'Data network-implemented tax advantaged account transaction and reconciliation' [patent_app_type] => utility [patent_app_number] => 11/805179 [patent_app_country] => US [patent_app_date] => 2007-05-21 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 13 [patent_figures_cnt] => 13 [patent_no_of_words] => 7571 [patent_no_of_claims] => 19 [patent_no_of_ind_claims] => 6 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0294/20080294555.pdf [firstpage_image] =>[orig_patent_app_number] => 11805179 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/805179
Data network-implemented tax advantaged account transaction and reconciliation May 20, 2007 Abandoned
Array ( [id] => 4961378 [patent_doc_number] => 20080275803 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-11-06 [patent_title] => 'METHOD FOR CAPTURING FINANCIAL SAVINGS FROM A COLLECTIVE THROUGH ISSUING AND SELLING OF ELECTRONIC CARDS' [patent_app_type] => utility [patent_app_number] => 11/744206 [patent_app_country] => US [patent_app_date] => 2007-05-03 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 2 [patent_figures_cnt] => 2 [patent_no_of_words] => 917 [patent_no_of_claims] => 1 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0275/20080275803.pdf [firstpage_image] =>[orig_patent_app_number] => 11744206 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/744206
METHOD FOR CAPTURING FINANCIAL SAVINGS FROM A COLLECTIVE THROUGH ISSUING AND SELLING OF ELECTRONIC CARDS May 2, 2007 Abandoned
Array ( [id] => 5012194 [patent_doc_number] => 20070282673 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-12-06 [patent_title] => 'Method and system for implementing portal' [patent_app_type] => utility [patent_app_number] => 11/796918 [patent_app_country] => US [patent_app_date] => 2007-04-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 13 [patent_figures_cnt] => 13 [patent_no_of_words] => 7023 [patent_no_of_claims] => 18 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0282/20070282673.pdf [firstpage_image] =>[orig_patent_app_number] => 11796918 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/796918
Method and system for implementing portal Apr 29, 2007 Abandoned
Array ( [id] => 5166771 [patent_doc_number] => 20070288360 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-12-13 [patent_title] => 'Systems and methods for determining whether candidates are qualified for desired situations based on credit scores' [patent_app_type] => utility [patent_app_number] => 11/784239 [patent_app_country] => US [patent_app_date] => 2007-04-05 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 13 [patent_figures_cnt] => 13 [patent_no_of_words] => 8994 [patent_no_of_claims] => 18 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0288/20070288360.pdf [firstpage_image] =>[orig_patent_app_number] => 11784239 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/784239
Systems and methods for determining whether candidates are qualified for desired situations based on credit scores Apr 4, 2007 Abandoned
Array ( [id] => 5248577 [patent_doc_number] => 20070244811 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-10-18 [patent_title] => 'Mobile Client Application for Mobile Payments' [patent_app_type] => utility [patent_app_number] => 11/694895 [patent_app_country] => US [patent_app_date] => 2007-03-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 78 [patent_figures_cnt] => 78 [patent_no_of_words] => 63589 [patent_no_of_claims] => 8 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0244/20070244811.pdf [firstpage_image] =>[orig_patent_app_number] => 11694895 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/694895
Mobile Client Application for Mobile Payments Mar 29, 2007 Abandoned
Array ( [id] => 4569114 [patent_doc_number] => 07962403 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2011-06-14 [patent_title] => 'Method and apparatus for a model assessing debtor behavior' [patent_app_type] => utility [patent_app_number] => 11/687626 [patent_app_country] => US [patent_app_date] => 2007-03-16 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 5 [patent_no_of_words] => 10564 [patent_no_of_claims] => 14 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 201 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] => patents/07/962/07962403.pdf [firstpage_image] =>[orig_patent_app_number] => 11687626 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/687626
Method and apparatus for a model assessing debtor behavior Mar 15, 2007 Issued
Array ( [id] => 4689583 [patent_doc_number] => 20080033764 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-02-07 [patent_title] => 'Method for Underwriting Claimants' [patent_app_type] => utility [patent_app_number] => 11/681278 [patent_app_country] => US [patent_app_date] => 2007-03-02 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 3 [patent_figures_cnt] => 3 [patent_no_of_words] => 1803 [patent_no_of_claims] => 7 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0033/20080033764.pdf [firstpage_image] =>[orig_patent_app_number] => 11681278 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/681278
Method for Underwriting Claimants Mar 1, 2007 Abandoned
Array ( [id] => 4729481 [patent_doc_number] => 20080208735 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-08-28 [patent_title] => 'Method, System, and Computer Program Product for Managing Business Customer Contacts' [patent_app_type] => utility [patent_app_number] => 11/677906 [patent_app_country] => US [patent_app_date] => 2007-02-22 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 9424 [patent_no_of_claims] => 22 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0208/20080208735.pdf [firstpage_image] =>[orig_patent_app_number] => 11677906 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/677906
Method, System, and Computer Program Product for Managing Business Customer Contacts Feb 21, 2007 Abandoned
Array ( [id] => 5260445 [patent_doc_number] => 20070214077 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-09-13 [patent_title] => 'SYSTEMS AND METHODS FOR ASSET BASED LENDING (ABL) VALUATION AND PRICING' [patent_app_type] => utility [patent_app_number] => 11/677488 [patent_app_country] => US [patent_app_date] => 2007-02-21 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 47 [patent_figures_cnt] => 47 [patent_no_of_words] => 18645 [patent_no_of_claims] => 8 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0214/20070214077.pdf [firstpage_image] =>[orig_patent_app_number] => 11677488 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/677488
SYSTEMS AND METHODS FOR ASSET BASED LENDING (ABL) VALUATION AND PRICING Feb 20, 2007 Abandoned
Array ( [id] => 4874523 [patent_doc_number] => 20080201257 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-08-21 [patent_title] => 'ALTERNATIVE METHOD AND SYSTEM FOR LEASING, FINANCING AND PURCHASING RESIDENTIAL REAL ESTATE' [patent_app_type] => utility [patent_app_number] => 11/675543 [patent_app_country] => US [patent_app_date] => 2007-02-15 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 10 [patent_figures_cnt] => 10 [patent_no_of_words] => 8514 [patent_no_of_claims] => 37 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0201/20080201257.pdf [firstpage_image] =>[orig_patent_app_number] => 11675543 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/675543
ALTERNATIVE METHOD AND SYSTEM FOR LEASING, FINANCING AND PURCHASING RESIDENTIAL REAL ESTATE Feb 14, 2007 Abandoned
Array ( [id] => 5114465 [patent_doc_number] => 20070198381 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-08-23 [patent_title] => 'Charitable gift program' [patent_app_type] => utility [patent_app_number] => 11/657543 [patent_app_country] => US [patent_app_date] => 2007-01-25 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 2 [patent_figures_cnt] => 2 [patent_no_of_words] => 1476 [patent_no_of_claims] => 28 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0198/20070198381.pdf [firstpage_image] =>[orig_patent_app_number] => 11657543 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/657543
Charitable gift program Jan 24, 2007 Abandoned
Array ( [id] => 4928540 [patent_doc_number] => 20080167903 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-07-10 [patent_title] => 'SYSTEM AND METHOD FOR PROVIDING INSURANCE AND FINANCIAL BENEFITS' [patent_app_type] => utility [patent_app_number] => 11/620612 [patent_app_country] => US [patent_app_date] => 2007-01-05 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 7 [patent_figures_cnt] => 7 [patent_no_of_words] => 5179 [patent_no_of_claims] => 26 [patent_no_of_ind_claims] => 5 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0167/20080167903.pdf [firstpage_image] =>[orig_patent_app_number] => 11620612 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/620612
SYSTEM AND METHOD FOR PROVIDING INSURANCE AND FINANCIAL BENEFITS Jan 4, 2007 Abandoned
Array ( [id] => 5522776 [patent_doc_number] => 20090030757 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2009-01-29 [patent_title] => 'Content Distribution for Mobile Phones' [patent_app_type] => utility [patent_app_number] => 12/087070 [patent_app_country] => US [patent_app_date] => 2006-12-27 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 11 [patent_figures_cnt] => 11 [patent_no_of_words] => 10555 [patent_no_of_claims] => 25 [patent_no_of_ind_claims] => 5 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0030/20090030757.pdf [firstpage_image] =>[orig_patent_app_number] => 12087070 [rel_patent_id] =>[rel_patent_doc_number] =>)
12/087070
Content Distribution for Mobile Phones Dec 26, 2006 Abandoned
Array ( [id] => 5086653 [patent_doc_number] => 20070276704 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-29 [patent_title] => 'System and Method for Providing Insurance Data' [patent_app_type] => utility [patent_app_number] => 11/567115 [patent_app_country] => US [patent_app_date] => 2006-12-05 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 12 [patent_figures_cnt] => 12 [patent_no_of_words] => 5109 [patent_no_of_claims] => 19 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0276/20070276704.pdf [firstpage_image] =>[orig_patent_app_number] => 11567115 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/567115
System and Method for Providing Insurance Data Dec 4, 2006 Abandoned
Array ( [id] => 4972665 [patent_doc_number] => 20070112668 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-05-17 [patent_title] => 'Method and apparatus for a consumer interactive credit report analysis and score reconciliation adaptive education and counseling system' [patent_app_type] => utility [patent_app_number] => 11/595629 [patent_app_country] => US [patent_app_date] => 2006-11-09 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 26 [patent_figures_cnt] => 26 [patent_no_of_words] => 35990 [patent_no_of_claims] => 25 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0112/20070112668.pdf [firstpage_image] =>[orig_patent_app_number] => 11595629 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/595629
Method and apparatus for a consumer interactive credit report analysis and score reconciliation adaptive education and counseling system Nov 8, 2006 Abandoned
Array ( [id] => 4693646 [patent_doc_number] => 20080086417 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-04-10 [patent_title] => 'Payment abstraction layer' [patent_app_type] => utility [patent_app_number] => 11/546043 [patent_app_country] => US [patent_app_date] => 2006-10-10 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 10 [patent_figures_cnt] => 10 [patent_no_of_words] => 14863 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0086/20080086417.pdf [firstpage_image] =>[orig_patent_app_number] => 11546043 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/546043
Payment abstraction layer Oct 9, 2006 Abandoned
Array ( [id] => 4693571 [patent_doc_number] => 20080086342 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-04-10 [patent_title] => 'METHODS OF ASSESSING FRAUD RISK, AND DETERRING, DETECTING, AND MITIGATING FRAUD, WITHIN AN ORGANIZATION' [patent_app_type] => utility [patent_app_number] => 11/539715 [patent_app_country] => US [patent_app_date] => 2006-10-09 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 7 [patent_figures_cnt] => 7 [patent_no_of_words] => 9173 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0086/20080086342.pdf [firstpage_image] =>[orig_patent_app_number] => 11539715 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/539715
METHODS OF ASSESSING FRAUD RISK, AND DETERRING, DETECTING, AND MITIGATING FRAUD, WITHIN AN ORGANIZATION Oct 8, 2006 Abandoned
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