Search

Michael D. Cranford

Examiner (ID: 12267, Phone: (571)270-3106 , Office: P/3694 )

Most Active Art Unit
3694
Art Unit(s)
3696, 3694, 3692, 3695
Total Applications
296
Issued Applications
63
Pending Applications
2
Abandoned Applications
229

Applications

Application numberTitle of the applicationFiling DateStatus
Array ( [id] => 4768409 [patent_doc_number] => 20080054063 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-03-06 [patent_title] => 'Managing EMV applications at an IFX ATM' [patent_app_type] => utility [patent_app_number] => 11/513576 [patent_app_country] => US [patent_app_date] => 2006-08-31 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 2818 [patent_no_of_claims] => 19 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0054/20080054063.pdf [firstpage_image] =>[orig_patent_app_number] => 11513576 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/513576
Managing EMV applications at an IFX ATM Aug 30, 2006 Abandoned
Array ( [id] => 4911063 [patent_doc_number] => 20080021830 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-01-24 [patent_title] => 'SYSTEM AND METHOD OF PROCESSING ACCOUNTS RECEIVABLE AND BANKING INTEGRATION' [patent_app_type] => utility [patent_app_number] => 11/458543 [patent_app_country] => US [patent_app_date] => 2006-07-19 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 4 [patent_no_of_words] => 2590 [patent_no_of_claims] => 17 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0021/20080021830.pdf [firstpage_image] =>[orig_patent_app_number] => 11458543 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/458543
SYSTEM AND METHOD OF PROCESSING ACCOUNTS RECEIVABLE AND BANKING INTEGRATION Jul 18, 2006 Abandoned
Array ( [id] => 8997740 [patent_doc_number] => 08521644 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2013-08-27 [patent_title] => 'Systems, methods. and computer products for directing cash flows associated with mortgage-backed securities' [patent_app_type] => utility [patent_app_number] => 11/473143 [patent_app_country] => US [patent_app_date] => 2006-06-23 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 15 [patent_figures_cnt] => 15 [patent_no_of_words] => 16061 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 148 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 11473143 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/473143
Systems, methods. and computer products for directing cash flows associated with mortgage-backed securities Jun 22, 2006 Issued
Array ( [id] => 9787335 [patent_doc_number] => 20140304155 [patent_country] => US [patent_kind] => A9 [patent_issue_date] => 2014-10-09 [patent_title] => 'TRANSACTION ALERT MESSAGES ASSOCIATED WITH FINANCIAL TRANSACTIONS' [patent_app_type] => utility [patent_app_number] => 11/439804 [patent_app_country] => US [patent_app_date] => 2006-05-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 4015 [patent_no_of_claims] => 21 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 11439804 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/439804
TRANSACTION ALERT MESSAGES ASSOCIATED WITH FINANCIAL TRANSACTIONS May 23, 2006 Abandoned
Array ( [id] => 9787335 [patent_doc_number] => 20140304155 [patent_country] => US [patent_kind] => A9 [patent_issue_date] => 2014-10-09 [patent_title] => 'TRANSACTION ALERT MESSAGES ASSOCIATED WITH FINANCIAL TRANSACTIONS' [patent_app_type] => utility [patent_app_number] => 11/439804 [patent_app_country] => US [patent_app_date] => 2006-05-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 4015 [patent_no_of_claims] => 21 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 11439804 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/439804
Transaction alert messages associated with financial transactions May 23, 2006 Abandoned
Array ( [id] => 5017333 [patent_doc_number] => 20070260542 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-08 [patent_title] => 'Distributed transaction processing system and method thereof' [patent_app_type] => utility [patent_app_number] => 11/429143 [patent_app_country] => US [patent_app_date] => 2006-05-08 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 7 [patent_figures_cnt] => 7 [patent_no_of_words] => 4304 [patent_no_of_claims] => 21 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0260/20070260542.pdf [firstpage_image] =>[orig_patent_app_number] => 11429143 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/429143
Distributed transaction processing system and method thereof May 7, 2006 Abandoned
Array ( [id] => 5184276 [patent_doc_number] => 20070055630 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-03-08 [patent_title] => 'System and method for secured account numbers in proximity devices' [patent_app_type] => utility [patent_app_number] => 11/398887 [patent_app_country] => US [patent_app_date] => 2006-04-05 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 7147 [patent_no_of_claims] => 28 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0055/20070055630.pdf [firstpage_image] =>[orig_patent_app_number] => 11398887 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/398887
System and method for secured account numbers in proximity devices Apr 4, 2006 Issued
Array ( [id] => 5755409 [patent_doc_number] => 20060224558 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2006-10-05 [patent_title] => 'Associating multiple categories with single payee or payor in financial software application' [patent_app_type] => utility [patent_app_number] => 11/388414 [patent_app_country] => US [patent_app_date] => 2006-03-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 5477 [patent_no_of_claims] => 44 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0224/20060224558.pdf [firstpage_image] =>[orig_patent_app_number] => 11388414 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/388414
Associating multiple categories with single payee or payor in financial software application Mar 23, 2006 Abandoned
Array ( [id] => 5221076 [patent_doc_number] => 20070162388 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-07-12 [patent_title] => 'Method and system for automated teller machine configuration' [patent_app_type] => utility [patent_app_number] => 11/327943 [patent_app_country] => US [patent_app_date] => 2006-01-09 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 8 [patent_figures_cnt] => 8 [patent_no_of_words] => 3240 [patent_no_of_claims] => 25 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0162/20070162388.pdf [firstpage_image] =>[orig_patent_app_number] => 11327943 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/327943
Method and system for automated teller machine configuration Jan 8, 2006 Abandoned
Array ( [id] => 5722014 [patent_doc_number] => 20060074790 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2006-04-06 [patent_title] => 'Method for marketing leased assets' [patent_app_type] => utility [patent_app_number] => 11/239843 [patent_app_country] => US [patent_app_date] => 2005-09-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 2441 [patent_no_of_claims] => 19 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0074/20060074790.pdf [firstpage_image] =>[orig_patent_app_number] => 11239843 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/239843
Method for marketing leased assets Sep 29, 2005 Abandoned
Array ( [id] => 5716877 [patent_doc_number] => 20060080240 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2006-04-13 [patent_title] => 'Electronic payment transaction system' [patent_app_type] => utility [patent_app_number] => 11/213843 [patent_app_country] => US [patent_app_date] => 2005-08-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 8 [patent_figures_cnt] => 8 [patent_no_of_words] => 8341 [patent_no_of_claims] => 25 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0080/20060080240.pdf [firstpage_image] =>[orig_patent_app_number] => 11213843 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/213843
Electronic payment transaction system Aug 29, 2005 Abandoned
Array ( [id] => 5528446 [patent_doc_number] => 20090198523 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2009-08-06 [patent_title] => 'COMPUTER SYSTEM AND METHOD FOR DETERMINING AN INSURANCE RATE' [patent_app_type] => utility [patent_app_number] => 12/064464 [patent_app_country] => US [patent_app_date] => 2005-08-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 3 [patent_figures_cnt] => 3 [patent_no_of_words] => 4473 [patent_no_of_claims] => 22 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0198/20090198523.pdf [firstpage_image] =>[orig_patent_app_number] => 12064464 [rel_patent_id] =>[rel_patent_doc_number] =>)
12/064464
COMPUTER SYSTEM AND METHOD FOR DETERMINING AN INSURANCE RATE Aug 23, 2005 Abandoned
Array ( [id] => 4760742 [patent_doc_number] => 20080312968 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-12-18 [patent_title] => 'Electronic Payment System for Providing Regular Payment Services for Pre-Paid Mobile Phones' [patent_app_type] => utility [patent_app_number] => 11/570865 [patent_app_country] => US [patent_app_date] => 2005-06-16 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 12 [patent_figures_cnt] => 12 [patent_no_of_words] => 9706 [patent_no_of_claims] => 27 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0312/20080312968.pdf [firstpage_image] =>[orig_patent_app_number] => 11570865 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/570865
Electronic Payment System for Providing Regular Payment Services for Pre-Paid Mobile Phones Jun 15, 2005 Abandoned
Array ( [id] => 6979303 [patent_doc_number] => 20050289021 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2005-12-29 [patent_title] => 'Utility model billing system for propane and heating oil consumers' [patent_app_type] => utility [patent_app_number] => 11/131441 [patent_app_country] => US [patent_app_date] => 2005-05-16 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 4 [patent_no_of_words] => 4333 [patent_no_of_claims] => 1 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0289/20050289021.pdf [firstpage_image] =>[orig_patent_app_number] => 11131441 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/131441
Utility model billing system for propane and heating oil consumers May 15, 2005 Abandoned
Array ( [id] => 5761442 [patent_doc_number] => 20060212387 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2006-09-21 [patent_title] => 'Method and system for administrating funding of product development' [patent_app_type] => utility [patent_app_number] => 11/084242 [patent_app_country] => US [patent_app_date] => 2005-03-21 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 8210 [patent_no_of_claims] => 42 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0212/20060212387.pdf [firstpage_image] =>[orig_patent_app_number] => 11084242 [rel_patent_id] =>[rel_patent_doc_number] =>)
11/084242
Method and system for administrating funding of product development Mar 20, 2005 Abandoned
Array ( [id] => 7204684 [patent_doc_number] => 20050165680 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2005-07-28 [patent_title] => 'System and method of registering a vendor with a subscriber account within an electronic bill payment system' [patent_app_type] => utility [patent_app_number] => 10/995549 [patent_app_country] => US [patent_app_date] => 2004-11-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 17 [patent_figures_cnt] => 17 [patent_no_of_words] => 14408 [patent_no_of_claims] => 15 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0165/20050165680.pdf [firstpage_image] =>[orig_patent_app_number] => 10995549 [rel_patent_id] =>[rel_patent_doc_number] =>)
10/995549
System and method of registering a vendor with a subscriber account within an electronic bill payment system Nov 23, 2004 Abandoned
Array ( [id] => 6913747 [patent_doc_number] => 20050177505 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2005-08-11 [patent_title] => 'System and method for registering a user with an electronic bill payment system' [patent_app_type] => utility [patent_app_number] => 10/995556 [patent_app_country] => US [patent_app_date] => 2004-11-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 17 [patent_figures_cnt] => 17 [patent_no_of_words] => 14348 [patent_no_of_claims] => 23 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0177/20050177505.pdf [firstpage_image] =>[orig_patent_app_number] => 10995556 [rel_patent_id] =>[rel_patent_doc_number] =>)
10/995556
System and method for registering a user with an electronic bill payment system Nov 23, 2004 Abandoned
Array ( [id] => 5137128 [patent_doc_number] => 20070078757 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-04-05 [patent_title] => 'Method and device for determining the credit of users of the optical disc' [patent_app_type] => utility [patent_app_number] => 10/580498 [patent_app_country] => US [patent_app_date] => 2004-11-04 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 2136 [patent_no_of_claims] => 12 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0078/20070078757.pdf [firstpage_image] =>[orig_patent_app_number] => 10580498 [rel_patent_id] =>[rel_patent_doc_number] =>)
10/580498
Method and device for determining the credit of users of the optical disc Nov 3, 2004 Abandoned
Array ( [id] => 5816113 [patent_doc_number] => 20060085335 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2006-04-20 [patent_title] => 'Point of sale systems and methods for consumer bill payment' [patent_app_type] => utility [patent_app_number] => 10/969767 [patent_app_country] => US [patent_app_date] => 2004-10-19 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 7158 [patent_no_of_claims] => 25 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0085/20060085335.pdf [firstpage_image] =>[orig_patent_app_number] => 10969767 [rel_patent_id] =>[rel_patent_doc_number] =>)
10/969767
Point of sale systems and methods for consumer bill payment Oct 18, 2004 Abandoned
Array ( [id] => 9229452 [patent_doc_number] => 08635131 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2014-01-21 [patent_title] => 'System and method for managing a transaction protocol' [patent_app_type] => utility [patent_app_number] => 10/711968 [patent_app_country] => US [patent_app_date] => 2004-10-15 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 10 [patent_figures_cnt] => 10 [patent_no_of_words] => 11465 [patent_no_of_claims] => 22 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 235 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 10711968 [rel_patent_id] =>[rel_patent_doc_number] =>)
10/711968
System and method for managing a transaction protocol Oct 14, 2004 Issued
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