Search

Michael Horabik

Supervisory Patent Examiner (ID: 9835, Phone: (571)272-3068 , Office: P/2600 )

Most Active Art Unit
2604
Art Unit(s)
2604, 2600, 2606, 2211, 2612, 2735, 2675, 2635
Total Applications
682
Issued Applications
491
Pending Applications
47
Abandoned Applications
144

Applications

Application numberTitle of the applicationFiling DateStatus
Array ( [id] => 17388610 [patent_doc_number] => 20220036462 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2022-02-03 [patent_title] => GUARANTEE FUND CALCULATION WITH ALLOCATION FOR SELF-REFERENCING RISK [patent_app_type] => utility [patent_app_number] => 17/503884 [patent_app_country] => US [patent_app_date] => 2021-10-18 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 6063 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 285 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17503884 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/503884
Guarantee fund calculation with allocation for self-referencing risk Oct 17, 2021 Issued
Array ( [id] => 18266987 [patent_doc_number] => 20230088229 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2023-03-23 [patent_title] => Peer-To-Peer Borrowing And Lending Systems And Methods [patent_app_type] => utility [patent_app_number] => 17/478543 [patent_app_country] => US [patent_app_date] => 2021-09-17 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 10572 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -36 [patent_words_short_claim] => 249 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17478543 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/478543
Peer-To-Peer Borrowing And Lending Systems And Methods Sep 16, 2021 Abandoned
Array ( [id] => 18228314 [patent_doc_number] => 20230067308 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2023-03-02 [patent_title] => INTERNET BASED PLATFORM IMPLEMENTED WITH MACHINE LEARNING SOFTWARE TO PROVIDE OTHERWISE UNOBTAINABLE TRANSACTION BASED DATA AND PLATFORM OPERATIONS [patent_app_type] => utility [patent_app_number] => 17/412155 [patent_app_country] => US [patent_app_date] => 2021-08-25 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 20635 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -14 [patent_words_short_claim] => 439 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17412155 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/412155
INTERNET BASED PLATFORM IMPLEMENTED WITH MACHINE LEARNING SOFTWARE TO PROVIDE OTHERWISE UNOBTAINABLE TRANSACTION BASED DATA AND PLATFORM OPERATIONS Aug 24, 2021 Abandoned
Array ( [id] => 18087937 [patent_doc_number] => 11538075 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2022-12-27 [patent_title] => System, method, and computer program product for event-based communication and messaging [patent_app_type] => utility [patent_app_number] => 17/410074 [patent_app_country] => US [patent_app_date] => 2021-08-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 15413 [patent_no_of_claims] => 15 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 447 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17410074 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/410074
System, method, and computer program product for event-based communication and messaging Aug 23, 2021 Issued
Array ( [id] => 18204776 [patent_doc_number] => 11587175 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2023-02-21 [patent_title] => Full balance sheet advisor [patent_app_type] => utility [patent_app_number] => 17/444237 [patent_app_country] => US [patent_app_date] => 2021-08-02 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 6445 [patent_no_of_claims] => 12 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 261 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17444237 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/444237
Full balance sheet advisor Aug 1, 2021 Issued
Array ( [id] => 18982824 [patent_doc_number] => 11908004 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2024-02-20 [patent_title] => Method and system for obtaining credit [patent_app_type] => utility [patent_app_number] => 17/383198 [patent_app_country] => US [patent_app_date] => 2021-07-22 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 4 [patent_no_of_words] => 6922 [patent_no_of_claims] => 17 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 290 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17383198 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/383198
Method and system for obtaining credit Jul 21, 2021 Issued
Array ( [id] => 17294787 [patent_doc_number] => 20210390626 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-12-16 [patent_title] => METHOD AND APPARATUS FOR MANAGING REVISIONS AND TRACKING OF INSURANCE POLICY ELEMENTS [patent_app_type] => utility [patent_app_number] => 17/354747 [patent_app_country] => US [patent_app_date] => 2021-06-22 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 14668 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -18 [patent_words_short_claim] => 2 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17354747 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/354747
Method and apparatus for managing revisions and tracking of insurance policy elements Jun 21, 2021 Issued
Array ( [id] => 18966697 [patent_doc_number] => 11900471 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2024-02-13 [patent_title] => System for monitoring and using data indicative of driver characteristics based on sensors [patent_app_type] => utility [patent_app_number] => 17/346471 [patent_app_country] => US [patent_app_date] => 2021-06-14 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 9171 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 387 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17346471 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/346471
System for monitoring and using data indicative of driver characteristics based on sensors Jun 13, 2021 Issued
Array ( [id] => 17962731 [patent_doc_number] => 20220343312 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2022-10-27 [patent_title] => APP PUSH METHOD AND SYSTEM FOR COLLECTING OFFLINE PAYMENT DETAILS [patent_app_type] => utility [patent_app_number] => 17/336458 [patent_app_country] => US [patent_app_date] => 2021-06-02 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 3376 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -8 [patent_words_short_claim] => 2 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17336458 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/336458
APP PUSH METHOD AND SYSTEM FOR COLLECTING OFFLINE PAYMENT DETAILS Jun 1, 2021 Abandoned
Array ( [id] => 19228934 [patent_doc_number] => 12008572 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2024-06-11 [patent_title] => Methods and systems for authentication for remote transactions [patent_app_type] => utility [patent_app_number] => 17/206493 [patent_app_country] => US [patent_app_date] => 2021-03-19 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 5 [patent_no_of_words] => 4776 [patent_no_of_claims] => 17 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 466 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17206493 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/206493
Methods and systems for authentication for remote transactions Mar 18, 2021 Issued
Array ( [id] => 18890232 [patent_doc_number] => 11869006 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2024-01-09 [patent_title] => Systems and methods for identifying synthetic party identities associated with network communications [patent_app_type] => utility [patent_app_number] => 17/177808 [patent_app_country] => US [patent_app_date] => 2021-02-17 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 12530 [patent_no_of_claims] => 10 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 405 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17177808 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/177808
Systems and methods for identifying synthetic party identities associated with network communications Feb 16, 2021 Issued
Array ( [id] => 18547545 [patent_doc_number] => 11720900 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2023-08-08 [patent_title] => Systems and methods for adaptive learning to replicate peak performance of human decision making [patent_app_type] => utility [patent_app_number] => 17/172935 [patent_app_country] => US [patent_app_date] => 2021-02-10 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 8 [patent_figures_cnt] => 8 [patent_no_of_words] => 6177 [patent_no_of_claims] => 18 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 307 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17172935 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/172935
Systems and methods for adaptive learning to replicate peak performance of human decision making Feb 9, 2021 Issued
Array ( [id] => 17794732 [patent_doc_number] => 20220253824 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2022-08-11 [patent_title] => CARD-TO-SMARTGLASSES PAYMENT SYSTEMS [patent_app_type] => utility [patent_app_number] => 17/169721 [patent_app_country] => US [patent_app_date] => 2021-02-08 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 6075 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -19 [patent_words_short_claim] => 94 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17169721 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/169721
Card-to-smartglasses payment systems Feb 7, 2021 Issued
Array ( [id] => 17099433 [patent_doc_number] => 20210287224 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-09-16 [patent_title] => WALLET SERVER, COMPUTER READABLE RECORDING MEDIUM, AND WALLET SYSTEM [patent_app_type] => utility [patent_app_number] => 17/168460 [patent_app_country] => US [patent_app_date] => 2021-02-05 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 4920 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 80 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17168460 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/168460
WALLET SERVER, COMPUTER READABLE RECORDING MEDIUM, AND WALLET SYSTEM Feb 4, 2021 Abandoned
Array ( [id] => 16849884 [patent_doc_number] => 20210150629 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-05-20 [patent_title] => Systems and Methods of Permanent Life Insurance Policy Side-by-side Comparison and Automated Underwriting [patent_app_type] => utility [patent_app_number] => 17/159162 [patent_app_country] => US [patent_app_date] => 2021-01-27 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 8048 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -18 [patent_words_short_claim] => 169 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17159162 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/159162
Systems and Methods of Permanent Life Insurance Policy Side-by-side Comparison and Automated Underwriting Jan 26, 2021 Abandoned
Array ( [id] => 17277143 [patent_doc_number] => 20210383341 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-12-09 [patent_title] => SELF-CHECKOUT METHOD AND APPARATUS FOR UNPACKAGED PRODUCTS [patent_app_type] => utility [patent_app_number] => 17/151686 [patent_app_country] => US [patent_app_date] => 2021-01-19 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 10919 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -18 [patent_words_short_claim] => 157 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17151686 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/151686
SELF-CHECKOUT METHOD AND APPARATUS FOR UNPACKAGED PRODUCTS Jan 18, 2021 Abandoned
Array ( [id] => 17817813 [patent_doc_number] => 11423429 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2022-08-23 [patent_title] => Determining status of building modifications using informatics sensor data [patent_app_type] => utility [patent_app_number] => 17/128887 [patent_app_country] => US [patent_app_date] => 2020-12-21 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 4 [patent_no_of_words] => 10428 [patent_no_of_claims] => 15 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 255 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17128887 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/128887
Determining status of building modifications using informatics sensor data Dec 20, 2020 Issued
Array ( [id] => 16764915 [patent_doc_number] => 20210110497 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-04-15 [patent_title] => PEER-TO-PEER SCHOLARSHIP, MENTORSHIP, AND APPRENTICESHIP DISTRIBUTED APPLICATION, METHOD, AND SYSTEM USING A BLOCKCHAIN [patent_app_type] => utility [patent_app_number] => 17/129894 [patent_app_country] => US [patent_app_date] => 2020-12-21 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 8467 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 164 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17129894 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/129894
PEER-TO-PEER SCHOLARSHIP, MENTORSHIP, AND APPRENTICESHIP DISTRIBUTED APPLICATION, METHOD, AND SYSTEM USING A BLOCKCHAIN Dec 20, 2020 Abandoned
Array ( [id] => 18175937 [patent_doc_number] => 11575665 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2023-02-07 [patent_title] => Authorizing uses of goods or services using bonding agreement [patent_app_type] => utility [patent_app_number] => 17/113280 [patent_app_country] => US [patent_app_date] => 2020-12-07 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 7 [patent_no_of_words] => 7625 [patent_no_of_claims] => 6 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 330 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17113280 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/113280
Authorizing uses of goods or services using bonding agreement Dec 6, 2020 Issued
Array ( [id] => 16676411 [patent_doc_number] => 20210065177 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-03-04 [patent_title] => METHOD AND APPARATUS OF OBTAINING LOCATION INFORMATION [patent_app_type] => utility [patent_app_number] => 17/098823 [patent_app_country] => US [patent_app_date] => 2020-11-16 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 5377 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 2 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 17098823 [rel_patent_id] =>[rel_patent_doc_number] =>)
17/098823
Method and apparatus of obtaining location information Nov 15, 2020 Issued
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