Steven A. Friday

Array ( [id] => 5350774 [patent_doc_number] => 20090006135 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2009-01-01 [patent_title] => 'Accelerated Payments for Health Care Plans' [patent_app_type] => utility [patent_app_number] => 11/768708 [patent_app_country] => US [patent_app_date] => 2007-06-26 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 8 [patent_figures_cnt] => 8 [patent_no_of_words] => 6064 [patent_no_of_claims] => 25 [patent_no_of_ind_claims] => 5 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0006/20090006135.pdf [firstpage_image] =>[orig_patent_app_number] => 11768708 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 4854059 [patent_doc_number] => 20080319802 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-12-25 [patent_title] => 'LONG TERM CARE UNDERWRITING SYSTEM AND METHOD' [patent_app_type] => utility [patent_app_number] => 11/766895 [patent_app_country] => US [patent_app_date] => 2007-06-22 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 14 [patent_figures_cnt] => 14 [patent_no_of_words] => 9385 [patent_no_of_claims] => 53 [patent_no_of_ind_claims] => 7 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0319/20080319802.pdf [firstpage_image] =>[orig_patent_app_number] => 11766895 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 4735231 [patent_doc_number] => 20080052211 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-02-28 [patent_title] => 'METHOD AND SYSTEM FOR PROTECTING AN INVESTMENT OF A LIFE INSURANCE POLICY' [patent_app_type] => utility [patent_app_number] => 11/763221 [patent_app_country] => US [patent_app_date] => 2007-06-14 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 7 [patent_figures_cnt] => 7 [patent_no_of_words] => 3228 [patent_no_of_claims] => 22 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0052/20080052211.pdf [firstpage_image] =>[orig_patent_app_number] => 11763221 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 4861421 [patent_doc_number] => 20080270271 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-10-30 [patent_title] => 'Method and Computer-Readable Medium for Managing Order Entry' [patent_app_type] => utility [patent_app_number] => 11/740347 [patent_app_country] => US [patent_app_date] => 2007-04-26 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 4 [patent_no_of_words] => 2024 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0270/20080270271.pdf [firstpage_image] =>[orig_patent_app_number] => 11740347 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 4653004 [patent_doc_number] => 20080040261 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-02-14 [patent_title] => 'SYSTEMS AND METHODS FOR IMPLEMENTING FINANCIAL TRANSACTIONS' [patent_app_type] => utility [patent_app_number] => 11/739012 [patent_app_country] => US [patent_app_date] => 2007-04-23 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 11 [patent_figures_cnt] => 11 [patent_no_of_words] => 16000 [patent_no_of_claims] => 36 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0040/20080040261.pdf [firstpage_image] =>[orig_patent_app_number] => 11739012 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 7690418 [patent_doc_number] => 20070233615 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-10-04 [patent_title] => 'Member-Supported Mobile Payment System' [patent_app_type] => utility [patent_app_number] => 11/694894 [patent_app_country] => US [patent_app_date] => 2007-03-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 78 [patent_figures_cnt] => 78 [patent_no_of_words] => 63956 [patent_no_of_claims] => 12 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0233/20070233615.pdf [firstpage_image] =>[orig_patent_app_number] => 11694894 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5226386 [patent_doc_number] => 20070255653 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-01 [patent_title] => 'Mobile Person-to-Person Payment System' [patent_app_type] => utility [patent_app_number] => 11/694891 [patent_app_country] => US [patent_app_date] => 2007-03-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 78 [patent_figures_cnt] => 78 [patent_no_of_words] => 59250 [patent_no_of_claims] => 1 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0255/20070255653.pdf [firstpage_image] =>[orig_patent_app_number] => 11694891 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 8762932 [patent_doc_number] => 08423466 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2013-04-16 [patent_title] => 'Secure authentication and payment system' [patent_app_type] => utility [patent_app_number] => 11/692656 [patent_app_country] => US [patent_app_date] => 2007-03-28 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 23 [patent_figures_cnt] => 27 [patent_no_of_words] => 21455 [patent_no_of_claims] => 83 [patent_no_of_ind_claims] => 7 [patent_words_short_claim] => 316 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 11692656 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5226380 [patent_doc_number] => 20070255647 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-01 [patent_title] => 'System, method and computer program product for evaluating and rating counterparty risk using experiential business process performance and financial data, and applications thereof' [patent_app_type] => utility [patent_app_number] => 11/727650 [patent_app_country] => US [patent_app_date] => 2007-03-27 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 14 [patent_figures_cnt] => 14 [patent_no_of_words] => 7273 [patent_no_of_claims] => 1 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0255/20070255647.pdf [firstpage_image] =>[orig_patent_app_number] => 11727650 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5232011 [patent_doc_number] => 20070294119 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-12-20 [patent_title] => 'System, method and computer program product for evaluating and rating an asset management business and associate investment funds using experiential business process and performance data, and applications thereof' [patent_app_type] => utility [patent_app_number] => 11/727642 [patent_app_country] => US [patent_app_date] => 2007-03-27 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 15 [patent_figures_cnt] => 15 [patent_no_of_words] => 7792 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0294/20070294119.pdf [firstpage_image] =>[orig_patent_app_number] => 11727642 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 4741480 [patent_doc_number] => 20080235133 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-09-25 [patent_title] => 'Native American Land Leasing' [patent_app_type] => utility [patent_app_number] => 11/687847 [patent_app_country] => US [patent_app_date] => 2007-03-19 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 3 [patent_figures_cnt] => 3 [patent_no_of_words] => 1342 [patent_no_of_claims] => 8 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0235/20080235133.pdf [firstpage_image] =>[orig_patent_app_number] => 11687847 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5226378 [patent_doc_number] => 20070255645 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-01 [patent_title] => 'Methods and Systems for Segmentation Using Multiple Dependent Variables' [patent_app_type] => utility [patent_app_number] => 11/685061 [patent_app_country] => US [patent_app_date] => 2007-03-12 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 6762 [patent_no_of_claims] => 33 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0255/20070255645.pdf [firstpage_image] =>[orig_patent_app_number] => 11685061 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5226379 [patent_doc_number] => 20070255646 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-01 [patent_title] => 'Methods and Systems for Multi-Credit Reporting Agency Data Modeling' [patent_app_type] => utility [patent_app_number] => 11/685066 [patent_app_country] => US [patent_app_date] => 2007-03-12 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 5089 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0255/20070255646.pdf [firstpage_image] =>[orig_patent_app_number] => 11685066 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5012257 [patent_doc_number] => 20070282736 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-12-06 [patent_title] => 'Methods and Systems for Characteristic Leveling' [patent_app_type] => utility [patent_app_number] => 11/685070 [patent_app_country] => US [patent_app_date] => 2007-03-12 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 5071 [patent_no_of_claims] => 27 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0282/20070282736.pdf [firstpage_image] =>[orig_patent_app_number] => 11685070 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 7690436 [patent_doc_number] => 20070233597 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-10-04 [patent_title] => 'LEAST COST NETWORK ROUTING FOR ELECTRONIC TRANSACTIONS' [patent_app_type] => utility [patent_app_number] => 11/682856 [patent_app_country] => US [patent_app_date] => 2007-03-06 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 4 [patent_figures_cnt] => 4 [patent_no_of_words] => 6125 [patent_no_of_claims] => 19 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0233/20070233597.pdf [firstpage_image] =>[orig_patent_app_number] => 11682856 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5226372 [patent_doc_number] => 20070255639 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-01 [patent_title] => 'Automated Money Management Systems and Methods' [patent_app_type] => utility [patent_app_number] => 11/682808 [patent_app_country] => US [patent_app_date] => 2007-03-06 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 12 [patent_figures_cnt] => 12 [patent_no_of_words] => 7933 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0255/20070255639.pdf [firstpage_image] =>[orig_patent_app_number] => 11682808 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 7524749 [patent_doc_number] => 08027919 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2011-09-27 [patent_title] => 'Method and apparatus for allowing secured overdrafts of reloadable debit card accounts' [patent_app_type] => utility [patent_app_number] => 11/701174 [patent_app_country] => US [patent_app_date] => 2007-02-01 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 3 [patent_figures_cnt] => 3 [patent_no_of_words] => 2393 [patent_no_of_claims] => 11 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 112 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] => patents/08/027/08027919.pdf [firstpage_image] =>[orig_patent_app_number] => 11701174 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 7557204 [patent_doc_number] => 08069112 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2011-11-29 [patent_title] => 'Systems and methods for optimization of a financial transaction' [patent_app_type] => utility [patent_app_number] => 11/627846 [patent_app_country] => US [patent_app_date] => 2007-01-26 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 10 [patent_figures_cnt] => 10 [patent_no_of_words] => 8836 [patent_no_of_claims] => 15 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 249 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] => patents/08/069/08069112.pdf [firstpage_image] =>[orig_patent_app_number] => 11627846 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 5047285 [patent_doc_number] => 20070265959 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2007-11-15 [patent_title] => 'Systems, applications and products in data processing for credit check' [patent_app_type] => utility [patent_app_number] => 11/699310 [patent_app_country] => US [patent_app_date] => 2007-01-26 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 16 [patent_figures_cnt] => 16 [patent_no_of_words] => 22441 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0265/20070265959.pdf [firstpage_image] =>[orig_patent_app_number] => 11699310 [rel_patent_id] =>[rel_patent_doc_number] =>)

Array ( [id] => 4766450 [patent_doc_number] => 20080177662 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2008-07-24 [patent_title] => 'MOBILE MERCHANT USER INTERFACE' [patent_app_type] => utility [patent_app_number] => 11/626763 [patent_app_country] => US [patent_app_date] => 2007-01-24 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 11 [patent_figures_cnt] => 11 [patent_no_of_words] => 12058 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 0 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] => publications/A1/0177/20080177662.pdf [firstpage_image] =>[orig_patent_app_number] => 11626763 [rel_patent_id] =>[rel_patent_doc_number] =>)