Search

William Arauz Rivera

Examiner (ID: 5672, Phone: (571)272-6953 , Office: P/3654 )

Most Active Art Unit
3654
Art Unit(s)
3653, 3631, 3654, 2405, 3503
Total Applications
2669
Issued Applications
2030
Pending Applications
154
Abandoned Applications
484

Applications

Application numberTitle of the applicationFiling DateStatus
Array ( [id] => 16987394 [patent_doc_number] => 11074570 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2021-07-27 [patent_title] => Facilitating sending and receiving of peer-to-business payments [patent_app_type] => utility [patent_app_number] => 16/113880 [patent_app_country] => US [patent_app_date] => 2018-08-27 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 19 [patent_figures_cnt] => 22 [patent_no_of_words] => 35492 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 316 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 16113880 [rel_patent_id] =>[rel_patent_doc_number] =>)
16/113880
Facilitating sending and receiving of peer-to-business payments Aug 26, 2018 Issued
Array ( [id] => 15562965 [patent_doc_number] => 20200065894 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2020-02-27 [patent_title] => SCALABLE ARCHITECTURE FOR MANAGING TRANSACTIONS [patent_app_type] => utility [patent_app_number] => 16/107480 [patent_app_country] => US [patent_app_date] => 2018-08-21 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 15797 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 324 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 16107480 [rel_patent_id] =>[rel_patent_doc_number] =>)
16/107480
Scalable architecture for managing transactions Aug 20, 2018 Issued
Array ( [id] => 17047394 [patent_doc_number] => 11100579 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2021-08-24 [patent_title] => Commodity tracking system and method [patent_app_type] => utility [patent_app_number] => 16/100129 [patent_app_country] => US [patent_app_date] => 2018-08-09 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 7 [patent_no_of_words] => 6372 [patent_no_of_claims] => 19 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 230 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 16100129 [rel_patent_id] =>[rel_patent_doc_number] =>)
16/100129
Commodity tracking system and method Aug 8, 2018 Issued
Array ( [id] => 17651921 [patent_doc_number] => 11354651 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2022-06-07 [patent_title] => System and method for location-based token transaction processing [patent_app_type] => utility [patent_app_number] => 16/007955 [patent_app_country] => US [patent_app_date] => 2018-06-13 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 63 [patent_figures_cnt] => 68 [patent_no_of_words] => 53543 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 192 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 16007955 [rel_patent_id] =>[rel_patent_doc_number] =>)
16/007955
System and method for location-based token transaction processing Jun 12, 2018 Issued
Array ( [id] => 13596667 [patent_doc_number] => 20180349882 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-12-06 [patent_title] => SYSTEMS AND METHODS FOR ACCOUNT AGNOSTIC TRANSACTION ROUTING [patent_app_type] => utility [patent_app_number] => 15/989942 [patent_app_country] => US [patent_app_date] => 2018-05-25 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 4641 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 118 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15989942 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/989942
Systems and methods for account agnostic transaction routing May 24, 2018 Issued
Array ( [id] => 13433733 [patent_doc_number] => 20180268409 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-09-20 [patent_title] => INFORMATION GENERATION, ACQUISITION, AND PROCESSING TO IMPROVE SERVICE EFFICIENCY [patent_app_type] => utility [patent_app_number] => 15/986939 [patent_app_country] => US [patent_app_date] => 2018-05-23 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 10812 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 104 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15986939 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/986939
Information generation, acquisition, and processing to improve service efficiency May 22, 2018 Issued
Array ( [id] => 13628289 [patent_doc_number] => 20180365697 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-12-20 [patent_title] => SUSPICIOUS REMITTANCE DETECTION THROUGH FINANCIAL BEHAVIOR ANALYSIS [patent_app_type] => utility [patent_app_number] => 15/983387 [patent_app_country] => US [patent_app_date] => 2018-05-18 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 4760 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 136 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15983387 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/983387
SUSPICIOUS REMITTANCE DETECTION THROUGH FINANCIAL BEHAVIOR ANALYSIS May 17, 2018 Abandoned
Array ( [id] => 13628225 [patent_doc_number] => 20180365665 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-12-20 [patent_title] => BANKING USING SUSPICIOUS REMITTANCE DETECTION THROUGH FINANCIAL BEHAVIOR ANALYSIS [patent_app_type] => utility [patent_app_number] => 15/983415 [patent_app_country] => US [patent_app_date] => 2018-05-18 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 4811 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 152 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15983415 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/983415
BANKING USING SUSPICIOUS REMITTANCE DETECTION THROUGH FINANCIAL BEHAVIOR ANALYSIS May 17, 2018 Abandoned
Array ( [id] => 17047393 [patent_doc_number] => 11100578 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2021-08-24 [patent_title] => Secure deterministic tokens for encrypting electronic communications [patent_app_type] => utility [patent_app_number] => 15/981635 [patent_app_country] => US [patent_app_date] => 2018-05-16 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 14 [patent_figures_cnt] => 14 [patent_no_of_words] => 40017 [patent_no_of_claims] => 31 [patent_no_of_ind_claims] => 5 [patent_words_short_claim] => 236 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15981635 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/981635
Secure deterministic tokens for encrypting electronic communications May 15, 2018 Issued
Array ( [id] => 17309616 [patent_doc_number] => 11210734 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2021-12-28 [patent_title] => Approving and updating dynamic mortgage applications [patent_app_type] => utility [patent_app_number] => 15/975156 [patent_app_country] => US [patent_app_date] => 2018-05-09 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 19 [patent_figures_cnt] => 19 [patent_no_of_words] => 22112 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 286 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15975156 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/975156
Approving and updating dynamic mortgage applications May 8, 2018 Issued
Array ( [id] => 17817736 [patent_doc_number] => 11423352 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2022-08-23 [patent_title] => Systems and methods for distributed ledger-based floorplanning [patent_app_type] => utility [patent_app_number] => 15/973875 [patent_app_country] => US [patent_app_date] => 2018-05-08 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 2 [patent_figures_cnt] => 2 [patent_no_of_words] => 5097 [patent_no_of_claims] => 15 [patent_no_of_ind_claims] => 2 [patent_words_short_claim] => 183 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15973875 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/973875
Systems and methods for distributed ledger-based floorplanning May 7, 2018 Issued
Array ( [id] => 13333629 [patent_doc_number] => 20180218352 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-08-02 [patent_title] => MULTI-ACCOUNT CARD [patent_app_type] => utility [patent_app_number] => 15/936824 [patent_app_country] => US [patent_app_date] => 2018-03-27 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 8960 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -17 [patent_words_short_claim] => 2 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15936824 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/936824
Multi-account card Mar 26, 2018 Issued
Array ( [id] => 13404369 [patent_doc_number] => 20180253727 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-09-06 [patent_title] => SECURE FUNDING OF ELECTRONIC PAYMENTS [patent_app_type] => utility [patent_app_number] => 15/884847 [patent_app_country] => US [patent_app_date] => 2018-01-31 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 46182 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -28 [patent_words_short_claim] => 210 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15884847 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/884847
SECURE FUNDING OF ELECTRONIC PAYMENTS Jan 30, 2018 Pending
Array ( [id] => 18547511 [patent_doc_number] => 11720865 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2023-08-08 [patent_title] => Systems and methods for distributed electronic payment processing using hierarchical payment graph [patent_app_type] => utility [patent_app_number] => 15/745680 [patent_app_country] => US [patent_app_date] => 2018-01-12 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 5 [patent_figures_cnt] => 5 [patent_no_of_words] => 4758 [patent_no_of_claims] => 22 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 283 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15745680 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/745680
Systems and methods for distributed electronic payment processing using hierarchical payment graph Jan 11, 2018 Issued
Array ( [id] => 15702223 [patent_doc_number] => 10607295 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2020-03-31 [patent_title] => Systems and methods for community-based cause of loss determination [patent_app_type] => utility [patent_app_number] => 15/859859 [patent_app_country] => US [patent_app_date] => 2018-01-02 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 8 [patent_figures_cnt] => 9 [patent_no_of_words] => 18437 [patent_no_of_claims] => 20 [patent_no_of_ind_claims] => 3 [patent_words_short_claim] => 240 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15859859 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/859859
Systems and methods for community-based cause of loss determination Jan 1, 2018 Issued
Array ( [id] => 16927695 [patent_doc_number] => 11049182 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2021-06-29 [patent_title] => Secure deterministic tokens for electronic messages [patent_app_type] => utility [patent_app_number] => 15/856699 [patent_app_country] => US [patent_app_date] => 2017-12-28 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 11 [patent_figures_cnt] => 11 [patent_no_of_words] => 33897 [patent_no_of_claims] => 27 [patent_no_of_ind_claims] => 6 [patent_words_short_claim] => 457 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15856699 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/856699
Secure deterministic tokens for electronic messages Dec 27, 2017 Issued
Array ( [id] => 12648762 [patent_doc_number] => 20180108085 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2018-04-19 [patent_title] => SYSTEMS AND METHODS FOR PROVIDING ENHANCED LOAN QUALIFICATION [patent_app_type] => utility [patent_app_number] => 15/845157 [patent_app_country] => US [patent_app_date] => 2017-12-18 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 11644 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -16 [patent_words_short_claim] => 2 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15845157 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/845157
SYSTEMS AND METHODS FOR PROVIDING ENHANCED LOAN QUALIFICATION Dec 17, 2017 Abandoned
Array ( [id] => 16888135 [patent_doc_number] => 20210174332 [patent_country] => US [patent_kind] => A1 [patent_issue_date] => 2021-06-10 [patent_title] => System, Method, and Apparatus for User-Less Payment on Delivery [patent_app_type] => utility [patent_app_number] => 16/771538 [patent_app_country] => US [patent_app_date] => 2017-12-11 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 0 [patent_figures_cnt] => 0 [patent_no_of_words] => 9153 [patent_no_of_claims] => 0 [patent_no_of_ind_claims] => -20 [patent_words_short_claim] => 39 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => publication [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 16771538 [rel_patent_id] =>[rel_patent_doc_number] =>)
16/771538
System, method, and apparatus for user-less payment on delivery Dec 10, 2017 Issued
Array ( [id] => 15076397 [patent_doc_number] => 10467690 [patent_country] => US [patent_kind] => B2 [patent_issue_date] => 2019-11-05 [patent_title] => Systems and methods for providing user-controlled automobile financing [patent_app_type] => utility [patent_app_number] => 15/826956 [patent_app_country] => US [patent_app_date] => 2017-11-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 12 [patent_figures_cnt] => 19 [patent_no_of_words] => 10438 [patent_no_of_claims] => 17 [patent_no_of_ind_claims] => 1 [patent_words_short_claim] => 429 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15826956 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/826956
Systems and methods for providing user-controlled automobile financing Nov 29, 2017 Issued
Array ( [id] => 16201251 [patent_doc_number] => 10726421 [patent_country] => US [patent_kind] => B1 [patent_issue_date] => 2020-07-28 [patent_title] => Configurable transaction management controller and method thereof [patent_app_type] => utility [patent_app_number] => 15/827608 [patent_app_country] => US [patent_app_date] => 2017-11-30 [patent_effective_date] => 0000-00-00 [patent_drawing_sheets_cnt] => 6 [patent_figures_cnt] => 6 [patent_no_of_words] => 7535 [patent_no_of_claims] => 27 [patent_no_of_ind_claims] => 4 [patent_words_short_claim] => 340 [patent_maintenance] => 1 [patent_no_of_assignments] => 0 [patent_current_assignee] =>[type] => patent [pdf_file] =>[firstpage_image] =>[orig_patent_app_number] => 15827608 [rel_patent_id] =>[rel_patent_doc_number] =>)
15/827608
Configurable transaction management controller and method thereof Nov 29, 2017 Issued
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